Zurich Vehicle Protection Zurich

Why a Vehicle Protection Plan?

While a manufacturer’s warranty can protect you against certain breakdowns, true peace of mind comes from knowing you’re covered beyond the warranty period. Zurich’s protection plans are designed to protect you from paying for costly repairs, alleviate stress, and keep you and your vehicle on the road.

Denotes Roadside Assistance Included

Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Enjoy a more worry-free ownership experience

If you want to protect yourself against the high cost of vehicle repairs, a Vehicle Service Contract (VSC) can be a great option. A vehicle service contract is an all-risk mechanical breakdown plan that pays to repair or replace nearly every component in your vehicle. It’s peace of mind for you—and your budget.

This comparison shows different coverage levels across the Powertrain, Standard, and Comprehensive Plans.

See Long Description for more info

Repair and labor cost analysis ††

Bar Chart: A/C Compressor ~$1750, Transmission ~$6410, Engine ~$8586, Navigation System ~$4500.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

A vehicle service contract extends coverage beyond the manufacturer’s warranty period and often pays for repairs not covered by your manufacturer’s warranty, as well as covers the cost of a rental vehicle while yours is being repaired.

Chart showing Green Manufacturer Warranty line partially overlapping with Blue Vehicle Service Contract line.
  • A VSC provides coverage for the cost of parts and labor associated with eligible repairs based on your plan selection
  • Repair your vehicle virtually anywhere – you can have repairs made at your selling dealership or through any ASE-certified repair shop across the U.S.
  • Transferrable to the next vehicle owner, offering potentially higher resale value
  • A small deductible may apply per covered repair

Choose your coverage level:

Powertrain

The Powertrain Plan provides coverage for the component parts listed below. Click on the icons for details.

Standard

The Standard Plan provides coverage for the component parts listed below. Click on the icons for details.

Comprehensive

The Comprehensive Plan covers nearly every component of your vehicle. Coverage includes, but is not limited to, the components listed below.

For a list of all exclusions, click here.

Exclusions

Our comprehensive vehicle service contract is an all-risk mechanical breakdown plan. All parts of your vehicle are eligible except those specifically excluded:

Glass, lenses, sealed beams, light bulbs, wheels, wheel covers, tires, interior trim, moldings, bright metal parts, sheet metal, flexible body parts, weather strips, upholstery, convertible and/or vinyl top, paint, catalytic converter, exhaust system, brake rotors and drums, wiper blades, coolant hoses, shock absorbers, batteries other than the high voltage EV/Hybrid battery, throttle body assembly, spark/glow plugs, drive belts, brake pads, brake linings and shoes, and manual clutch disc. Repairs of water and air leaks, rattles, squeaks and wind noise, alignment of body parts, bumpers, as well as glass, rust, and physical damage, are not covered. Any parts or components that are not factory installed are not covered.

In addition, the normal maintenance services and parts required or recommended by your vehicle manufacturer and other normal maintenance services and parts, including engine tune-up, suspension alignment, wheel balancing and filters are not covered.

 

Benefits included with every plan:

Emergency Roadside Assistance

24/7 Emergency Roadside Assistance coverage for services such as: towing, flat tire changes, fluids delivery, battery services, and frozen lock and lockout services–up to specified limit per disablement.

Rental Reimbursement
In conjunction with covered repairs–up to a specified daily limit.
Trip Interruption
Food and lodging for up to three days–up to specified limit–if breakdown occurs more than 100 miles from home.

Engine

Gasoline engine: all internally lubricated parts, including: pistons, piston rings, wrist pins and bushings, connecting rods and rod bearings, crankshaft and main bearings, camshaft, cam chains, cam bearings and cam cover, timing chain, gears, tensioner and guide, variable valve timing parts, rocker arms, shafts and bushings, rocker arm pivots, adjustment screws, spring and tension controller, valves, valve seats, valve springs, valve spring retainers, valve guides, valve push rods, hydraulic valve lifters, oil pump, oil pump drive, shaft and gears. Seals and gaskets. Plus, these non-internally lubricated parts: water pump, fuel pump, valve covers, oil pan, dipstick and tube, timing belt, timing chain/belt cover, engine mounts, flywheel, ring gear, flex plate, harmonic balancer, belt tensioner and idler pulley(s), intake and exhaust manifolds. Factory installed supercharger/turbocharger. Cylinder head, engine block and rotor housings when damaged as a result of the failure of a covered internally lubricated part.

Diesel engine: all of the above parts, plus diesel fuel injection pump, fuel injectors, and fuel lines.

Additional hybrid parts: high voltage battery, electric drive motor, and battery management controller.

Average Cost of Engine Replacement:
$8,586††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Transfer Case

All internally lubricated parts contained within the transfer case. Plus these non-internally lubricated parts: electronic and vacuum engagement parts, four-wheel drive automatic/semi-automatic and manually operated hub assemblies. Seals and gaskets. Transfer case housing.

Average Cost of Transfer Case Repair:
$2,861††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Transmission

Automatic transmission: all internally lubricated parts, including: bands, pump, pump housing, carrier assembly, planetary gears, drums, reaction shaft and governor, internal linkage, valve body, servo assemblies, transmission cooler and cooler lines, pressure plate assembly, clutch release bearing, release bearing retainer, shift cable, linkage, transmission computer, shifter assembly/shift knob. Plus these non-internally lubricated parts: torque converter, transmission mount(s), oil pan, dipstick and filler tube, and vacuum modulator. Seals and gaskets. Transmission case. Fluids.

Manual transmission: all internally lubricated parts, including: main shaft, center shaft, all gears, input shaft, hub assemblies, synchronizers, shift rails, shift forks, internal linkage and bearings. Plus non-internally lubricated transmission mount(s). Seals and gaskets. Transmission case. Fluids.

Additional hybrid parts: power split device and all internal components, and reduction/reducer box.

Average Cost of Transmission Repair:
$6,410††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Drive Axle

All internally lubricated parts, including: bearings, gears, thrust washers and spacers, limited slip posi-traction rear and front axle assemblies. Plus the following parts: axle shafts, axle bearings, constant velocity joints and boots, universal joints, and center support bearing. Seals and gaskets.* Final drive housing.**

Average Cost of Axle Shaft Repair with CV Joints:
$1,030††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Steering

Steering box, rack and pinion assembly, power steering pump, pitman arm, idler arm, radius arm, tie rod adjusting sleeve, tie rods and center link, steering column shaft, shaft coupling and bearings, power steering pressure and return line(s), power cylinder valves and bearings, adjustable steering column/tilt wheel mechanism, and four-wheel steering system parts, power steering speed sensor, steering damper and steering hoses, electronic steering components, and steering column. Seals and gaskets.

Average Cost of Steering Rack Repair:
$2,680††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Suspension

Front and rear suspension: upper and lower control arm(s), upper and lower control arm shafts and bushings, double wishbone assembly, upper and lower ball joints, wheel bearings, steering knuckle, torsion bars and bushings, track bar and bushings, stabilizer bars and bushings, stabilizer links, spindle and spindle support, coil springs and leaf springs, electronic level control compressor, sensor and limiter valve, suspension control module, struts and strut mounts. Seals and gaskets.

Average Cost of Upper and Lower Control Arm(s) Repair:
$841††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Brakes

Master cylinder, vacuum assist booster, hydro-boost and accumulator, disc calipers, wheel cylinders, flexible hydraulic lines and fittings, compensating valve, load distribution valves, backing plates, self-adjusters, parking brake linkage and cables. ABS System - Electronic control unit, anti-lock computer module, wheel/speed sensor(s) and exciter(s), proportioning valve(s), high pressure hydraulic pump, electro-hydraulic proportioning control valves, and relay(s).

Additional hybrid parts: regenerative brake system and control module.

Average Cost of ABS Electronic Control Unit:
$1,421††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Heating & Air Conditioning

Compressor clutch, coil and pulley, dryer/accumulator, condenser, compressor, evaporator, expansion valve, orifice, temperature control programmer, blower motor, high-low cutoff switch(es), pressure cycling switch(es), and heater core. Seals and gaskets. A/C in-line filter.

Additional hybrid parts: electric air conditioner compressor and controller.

Average Cost of A/C Compressor Repair:
$1,613††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Electrical

Alternator, voltage regulator, starter motor, starter drive, starter solenoid or starter relay, wiper motor(s) (front and rear), factory-installed power sunroof motor, power window motor/regulator, power seat motor, power mirror motor, power door lock actuator, manually operated switches, convertible top motor, factory-installed clock, wiper motor relay, wiper delay controller, headlight motor, distributor, electronic ignition system, computerized timing control unit and sensors, electronic fuel injection components, rear window defogger switch and relay, rear window defogger grid, cruise control system, horn(s), factory-installed power antenna and power antenna relay, power point accessory outlet, wiring harnesses, fuel gauge and sending unit, analog gauges, electronic instrument cluster, factory-installed remote entry system (transmitters not included), factory-installed anti-theft system, electric fuel pump relay, windshield washer pump and motor, engine cooling fan relay/thermo-sensor, radio/audio, radio speakers, speed sensor, resistors, other relays, other modules, neutral safety switch and turn signal flasher/hazard flasher.

Additional hybrid parts: inverter/converter/transformer unit, electric air conditioner compressor, junction block, main battery cables, power button, three-phase high voltage cables, voltage inverter reservoir, and onboard charging system. EV sensors, relays and modules.

Average Cost of Alternator Repair:
$1,032††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Cooling

Radiator, engine cooling fan and motor, cooling fan clutch, cooling fan relay, coolant temperature sensor, thermostat, and EGR cooler.

Additional hybrid parts: coolant management control system, coolant pumps, coolant sensors, coolant fans, and coolant heaters.

Average Cost of Radiator Repair:
$992††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Interior & Exterior

Hood release cable, trunk release cable and actuator, hood, door and trunk hinges, trunk pull-down motor, door release handle, door lock linkages, door latch mechanism, door mirror, interior rear-view mirror assembly, window regulator, window sash/run channel, speedometer, interior light assemblies, exterior light assemblies, lumbar bag air pump, wiper transmission/ wiper arm, and door and trunk lock cylinders.

Additional hybrid parts: battery monitor system and charging port release.

Average Cost of Trunk Pull-Down Motor/Actuator:
$438††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Emissions System

Fuel tank and fuel lines, fuel gauge level sensor, evaporative system canister, diesel emission fluid tank, pump and heater, purge control valve and solenoid, EGR valve, emission-related sensors and switches, and charcoal canister.

Additional hybrid parts: battery monitor system and charging port release.

Average Cost of Evaporative System Canister:
$1,260††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Convenience & Tech Systems

Radio and navigation screen, heated and cooled seats, power antenna, remote entry and alarm system, cruise control system, collision avoidance system, sunroof and panoramic sliding roof components, vehicle camera system, defroster grid and heated mirrors, and Bluetooth® audio system.

Average Cost of Navigation System Repair:
$4,057††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Computer Control Systems

Fuel injection control components, ignition control system, body computer, wiring harnesses, engine and drivetrain control modules, variable valve timing sensors and actuators.

Average Cost of Engine and Drivetrain Control Modules:
$1,280††
With VSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Coverage for those unexpected and costly breakdowns

Electric vehicles are designed with some of the most advanced technology available today. Should your electric vehicle experience a breakdown, it’s likely a specialized technician and more expensive parts will be needed to make the repair. An Electric Vehicle Service Contract can offer you a more worry-free ownership experience. It is an all-risk mechanical breakdown plan that pays to repair or replace nearly every component in your vehicle, including the high-voltage battery. That is peace of mind.

An electric vehicle service contract extends coverage beyond the manufacturer’s warranty period and often pays for repairs not covered by your manufacturer’s warranty. It also covers the cost of a rental vehicle while yours is being repaired.

Chart showing Green Manufacturer Warranty line partially overlapping with Blue Vehicle Service Contract line.
  • An EV Service Contract provides coverage for the cost of parts and labor associated with covered repairs
  • Provides coverage for the EV high-voltage battery
  • Repair your vehicle virtually anywhere – you can have repairs made at your selling dealership or through any ASE-certified repair shop across the U.S.
  • Transferrable to the next vehicle owner, offering potentially higher resale value
  • A small deductible may apply per covered repair

Comprehensive Coverage for Your Electric Vehicle

Coverage includes, but is not limited to, the components listed below.

For a list of all exclusions, click here.

Exclusions

Our comprehensive vehicle service contract is an all-risk mechanical breakdown plan. All parts of your vehicle are covered except those specifically excluded: Glass, lenses, sealed beams, light bulbs, wheels, wheel covers, tires, interior trim, moldings, bright metal parts, sheet metal, flexible body parts, weather strips, upholstery, convertible and/or vinyl top, paint, brake rotors and drums, wiper blades, coolant hoses, shock absorbers, batteries other than the high voltage EV battery, drive belts, brake pads, brake linings and shoes. Repairs of water and air leaks, rattles, squeaks and wind noise, alignment of body parts, bumpers, as well as glass, rust, and physical damage are not covered. Any parts or components that are not factory installed are not covered.

In addition, the normal maintenance services and parts required or recommended by your vehicle manufacturer and other normal maintenance services and parts, suspension alignment, wheel balancing and filters are not covered.

Benefits included with every plan:

Emergency Roadside Assistance

24/7 Emergency Roadside Assistance coverage for services such as: towing, flat tire changes, fluids delivery, battery services, and frozen lock and lockout services–up to specified limit per disablement.

Rental Reimbursement
In conjunction with covered repairs–up to a specified daily limit.
Trip Interruption
Food and lodging for up to three days–up to specified limit–if breakdown occurs more than 100 miles from home.

EV Drive Systems/Transmission/High-Voltage Battery

High-voltage battery, electric drive motor, transmission, transfer case, power electronics controller, inverter/converter/transformer unit, onboard charger, battery coolant pump, drive system coolant pump, junction block, main battery cables, three phase high-voltage cables, voltage inverter reservoir, EV sensors, relays and modules, and power button.

Average Cost of Electric Drive Motor Repair:
$7,921††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Computer Control Systems

Body computer, wiring harnesses, and drivetrain control modules.

Average Cost of Repair of Battery Module/Power Converter:
$2,659††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Drive Axle

All internally lubricated parts, including: bearings, gears, thrust washers and spacers, limited slip posi-traction rear and front axle assemblies. Plus the following parts: axle shafts, axle bearings, constant velocity joints and boots, universal joints, center support bearing, flex disc and propeller shaft. Seals and gaskets. Final drive housing. Fluids.

Average Cost of Axle Shaft Repair:
$1,059††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Suspension

Front and rear suspension: upper and lower control arm(s), upper and lower control arm shafts and bushings, double wishbone assembly, upper and lower ball joints, wheel bearings, steering knuckle, torsion bars and bushings, track bar and bushings, stabilizer bars and bushings, stabilizer links, spindle and spindle support, coil springs and leaf springs, electronic level control compressor, struts and strut mounts, suspension sensors and actuators, suspension control modules, air suspension bag, and hub assembly. Seals and gaskets.

Average Cost of Upper and Lower Control Arm(s) Repair:
$648††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Steering

Power steering pressure and return line(s), power cylinder valves and bearings, adjustable steering column/tilt wheel mechanism, rack and pinion assembly, power steering pump, pitman arm, idler arm, radius arm, tie rod adjusting sleeve, tie rods and center link, steering column shaft. Power steering speed sensor, steering damper and steering hoses, electronic steering components, and steering column. Seals and gaskets.

Average Cost of Steering Rack Repair:
$2,874††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Brakes

ABS System - Electronic control unit, anti-lock computer module, wheel/speed sensor(s) and exciter(s), proportioning valve(s), high pressure hydraulic pump, electro-hydraulic proportioning control valves, relay(s), master cylinder, disc calipers, wheel cylinders, flexible hydraulic lines and fittings, parking brake linkage and cables, traction control system, regenerative brake system, and control module. Seals and gaskets.

Average Cost of Disc Brake Calipers Repair:
$717††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Heating & Air Conditioning

Electric air conditioner compressor and controller, temperature control programmer, blower motor, heater core, air conditioner in-line filter, compressor clutch, coil and pulley, dryer/accumulator, condenser, compressor, evaporator, expansion valve, and orifice. Air conditioner lines, switches, air conditioner relay, temperature controls, water control valve, ducts and outlets and vent motor/ duct motor. Seals and gaskets.

Average Cost of A/C Compressor Repair:
$1,999††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Electrical

Charging cable, charging port, battery sensors, manually operated switches, convertible top motor, factory installed clock, wiper motor relay, wiper delay controller, headlight motor, rear window defogger switch and relay, rear window defogger grid, adaptive cruise control system, horn(s), factory-installed power antenna and power antenna relay, power-point accessory outlet, wiring harnesses, analog gauges, electronic instrument cluster, factory-installed remote entry system (transmitters not included), factory-installed anti-theft system, alternator, voltage regulator, wiper motor(s) (front and rear), factory-installed power sunroof motor, power window motor/regulator, power seat motor, power mirror motor, power door lock actuator, windshield washer pump and motor, cooling fan relay/thermo-sensor, radio/audio, radio speakers, speed sensor, resistors, other relays, other modules, and turn signal flasher/hazard flasher.

Average Cost of Adaptive Cruise Control System:
$2,060††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Cooling

Radiator, cooling fan and motor, cooling fan relay, coolant temperature sensor, coolant management control system, coolant pumps, coolant sensors, coolant fans, and coolant heaters.

Average Cost of Radiator Cooling System Repair:
$999††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Interior & Exterior

Battery monitor system, charging port release, hood release cable, trunk release cable and actuator, hood, door and trunk hinges, trunk pull-down motor, door release handle, door lock linkages, door latch mechanism, door mirror, interior rear-view mirror assembly, window regulator, window sash/run channel, speedometer, interior light assemblies, exterior light assemblies, lumbar bag air pump and wiper transmission/wiper arm, and door and trunk lock cylinders.

Average Cost of Trunk Pull-Down Motor/Actuator Repair:
$430††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Convenience & Tech Systems

Radio and navigation screen, heated and cooled seats, power antenna, remote entry and alarm system, cruise control system, collision avoidance system, sunroof and panoramic sliding roof components, vehicle camera system, defroster grid and heated mirrors, and Bluetooth® audio system.

Average Cost of Navigation System Repair:
$4,056††
With EVSC coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Bridge the GAP

Nothing can be quite as exciting as driving your new vehicle off the dealership lot for the first time. Unfortunately, a new vehicle’s value typically depreciates at a fast rate. If you are making loan payments and your vehicle is stolen and not recovered, totaled in an accident, or damaged beyond repair due to a natural disaster, your auto insurance alone may not be enough to cover the outstanding balance. Insurance typically covers the vehicle’s actual cash value rather than the total amount remaining on your loan. This could leave a financial “gap” of thousands of dollars, a gap you would be responsible for paying.

Guaranteed Auto Protection (GAP) offers financial protection and peace of mind, waiving or canceling the remaining balance of your vehicle loan after the payment from your insurance company.* Your insurance deductible of up to $1,000 may also be covered.

Chart: Y axis dollar amounts from $15,000 to $75,000. X axis Loan Terms (in years) 1-5. Inside X & Y axis Vehicle Value, Vehicle Loan Balance, What GAP Covers are charted.

Benefits:

  • Covers negative equity
  • Insurance deductible of up to $1,000 may be covered
  • Helps maintain your good credit
  • Cost can be added to your vehicle’s monthly payment

* The amount cancelled could be limited if the amount of the loan or lease exceeds a certain percentage of the actual value of the covered vehicle. The amounts cancelled vary, and there may be amounts for which you remain liable. Please consult your GAP agreement for full details of the terms and conditions of this coverage.

GAP Waiver formula

Car purchased
$75,000
Original amount financed
 
Car totaled in accident
$67,000
Loan balance at time of loss
$60,000
Vehicle cash value at time of loss
(Per insurance company)
 
The GAP
$67,000
Loan balance at time of loss
- $1,000
Deductible paid by customer
- $59,000
Insurance settlement
The GAP
$7,000
Amount not covered by insurance settlement
 
GAP Waiver
$7,000
Amount waived by GAP
+ $1,000
Reimbursed customer deductible
$8,000
Covered with GAP Waiver
With GAP Waiver, you owe nothing: $0

When will GAP apply?

What is covered?

Vehicle is totaled in an auto accident
Vehicle is stolen and not recovered
Vehicle is destroyed in a natural disaster

What is not covered?

Repairs to your vehicle
Car payments in case of hardship
Value of vehicle or balance of loan if it is repossessed
Past due car payments and late fees

Vehicle Eligibility

Gas combustion, hybrid and electric vehicles
Most makes and models, ask your dealership representative for further details.
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Don’t let potholes and road hazards disrupt your journey

You never know when a road hazard will cause damage to your vehicle’s tires and wheels. Road Hazard Tire & Wheel Protection provides coverage for those unforeseen moments—protection not typically provided through the manufacturer’s warranty.

What is covered?

Potholes
Nails
Glass
Metal
Debris
Wood

What is not covered?

Car accident
Collision with curb
Theft or vandalism

Benefits:

  • No deductible
  • No mileage limitations
  • Includes related repair costs, including mounting, balancing, valve stems and taxes
  • One-to five-year terms available
  • All eligible vehicle tires can be covered (minimum 3/32” tread at time of damage required)
  • Transferrable to next owner

NOTE: Alloy Wheel Cosmetic Repair may be covered under your Road Hazard Tire & Wheel Protection Plan. Please confirm with your dealership representative or your Plan documents.

Benefits included with every plan:

Emergency Roadside Assistance

24/7 Emergency roadside assistance coverage for services such as: towing, flat tire changes, gas and fluids delivery, battery services, and frozen lock and lockout services–up to specified limit per disablement.

Vehicle Eligibility

Gas combustion, hybrid and electric vehicles
Most makes and models, ask your dealership representative for further details.
Environmental Protection Plans Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Help keep your vehicle looking showroom new

Whether you are looking to protect your vehicle’s exterior, interior, or undercarriage, our Environmental Protection Plans have you covered! Protect your vehicle’s paint surface with a specially developed sealant that shields your vehicle from harmful elements like acid rain, tree sap, bird waste, and more. On the interior, you can protect your leather, vinyl, and fabric from spills and stains caused by food and drinks, pets, makeup, gum, and a variety of other messy accidents. If you want to reduce surface rust and protect the undercarriage of your vehicle, a Rust & Undercoat Plan could be perfect for you. You can even improve visibility and strengthen your windshield with Windshield Protection.

Exterior - Paint Protection

With exterior paint protection, your paint will be sealed, allowing it to repel UV rays and chemicals, as well as harmful environmental elements.

Product features and benefits:

Seals and protects paint surfaces
Rental reimbursement should vehicle need treatment
Protects against weather-induced fading and loss of gloss
Renewable
If EPP fails to perform, the damaged portion of the vehicle will be treated
Transferable to next owner

Exterior coverage includes:

Weather-induced fading
Acid rain
Road salt
Loss of gloss
Tree sap
De-icing agents
Hard water etching
Oxidation
Sand abrasion
Bird waste
Insects
Accidental paint overspray

Exterior coverage does not include:

Damage due to misuse of vehicle
Flaking, cracking or separation of paint
Parts, decals or equipment installed after the factory
Damage to inside of truck bed
Metal plate or chrome trim damage
Untreated repaired or repainted parts

Interior Protection

Help extend the life of your vehicle’s interior and protect against premature aging to fabric, leather and vinyl surfaces.

Product features and benefits:

Makes cleanup easy
Delays fading
Protects against premature aging of leather and vinyl
Creates a barrier against stains
Extends life of fabric seats and carpet

Interior coverage includes:

Food & drink stains
Lipstick & makeup
Leather/vinyl punctures (less than ¼”)
Oil-based stains
Crayons
Leather/vinyl tears (less than 1”)
Fading
Urine & vomit
Loose seam stitching
Cracking
Blood
Chewing gum
Pet stains
Ink & dyes (including clothing dyes)

Interior coverage does not include:

Floor mats
Odor removal
Manufacturer material defects
Headliner
Water stains

Exterior - Rust & Undercoat

Salt, humidity, and other harmful environmental elements can cause your vehicle’s surface to rust and corrode. Professionally applied to targeted areas of your vehicle, Rust Protection helps minimize surface damage while preserving the value and appearance of your vehicle. Applying Undercoat Protection to the undercarriage of your vehicle helps protect it against dust and debris while reducing engine and road noise.

Rust Protection

Keeps moisture from corroding inner body panels
Protection against rust perforation from the inside out
Reduced surface rust and corrosion
Protects against salt and humidity
Preserves appearance and value of your vehicle

Undercoat & Sound Deadener

Reduces engine and road noise
Helps maintain interior cabin temperature levels
Protects underbody against dust and debris

Exterior - Windshield Protection

Your windshield may appear smooth, but it is actually jagged with peaks and valleys at the microscopic level. Windshield Protection helps shield the surface of your windshield from road hazards by forming a protective coating over its surface, making it more durable and resistant to normal cracks, chips, and scratches.

Product features and benefits:

Barrier repels water and oil, providing better visibility
UV resistant - won’t blister or peel
Makes ice and snow easy to remove
Can reduce rock chip damage
Keeps moisture from corroding inner body panels
Transferrable to next owner increasing your vehicle’s resale value
Allows for easy removal of dead insects, tree sap, and road tar

Product Warranty:

If the product fails to perform as warranted, Automotive Protective Services, Inc., the warranty administrator, will repair or replace the damaged portion of the treated surface of your windshield.*

* This is a product guarantee in Washington

Vehicle Eligibility

Gas combustion, hybrid and electric vehicles
Most makes and models, ask your dealership representative for further details.
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Dents and dings happen.
Coverage can help.

Don’t let runaway shopping carts, wildly thrown balls, or swinging car doors diminish your vehicle’s appearance and value. With a Paintless Dent Repair Plan, dents and dings can be removed, helping keep your vehicle in pristine condition—and potentially retain its value longer.

How does Paintless Dent Repair work?

To file your claim, call the toll-free Customer Service line provided in your contract.
A certified technician will contact you to schedule a mutually convenient appointment.
The technician will repair your vehicle while you wait.
Inspect the vehicle’s repairs to ensure complete satisfaction, sign off on the repairs, and you’re done!

What damage can be repaired with Paintless Dent Repair?

This plan provides coverage for dents and dings less than 4” in diameter on metal panels where the paint has not been broken.

What are the benefits of Paintless Dent Repair?

  • Unlimited number of repairs
  • No deductibles or out-of-pocket expenses
  • Lifetime repair guarantee
  • A variety of terms are available
  • Repairs performed by certified technicians
  • Repairs completed in about the same time as an oil change
  • Eligible on both new and pre-owned vehicles
  • Transferable to next owner*

* A nominal transfer fee and some restrictions may apply

What damage cannot be repaired by Paintless Dent Repair?

Any type of collision damage
Hail damage**
Sharp creases
Surfaces where the paint has been damaged
Large dents (greater than 4” in diameter)
Dents and dings on the roof panel with vehicles that have a sunroof or moonroof

Vehicle Eligibility

Gas combustion, hybrid and
electric vehicles
Most makes and models, ask your
dealership representative for further details.
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Dents and dings happen.
Coverage can help.

Don’t let runaway shopping carts, wildly thrown balls, or swinging car doors diminish your vehicle’s appearance and value. With a Paintless Dent Repair Plan, dents and dings can be removed, helping keep your vehicle in pristine condition—and potentially retain its value longer.

How does Paintless Dent Repair work?

To file your claim, call the toll-free Customer Service line provided in your contract.
A certified technician will contact you to schedule a mutually convenient appointment.
The technician will repair your vehicle while you wait.
Inspect the vehicle’s repairs to ensure complete satisfaction, sign off on the repairs, and you’re done!

What damage can be repaired with Paintless Dent Repair?

This plan provides coverage for dents and dings less than 4” in diameter on metal panels where the paint has not been broken.

What are the benefits of Paintless Dent Repair?

  • Unlimited number of repairs
  • No deductibles or out-of-pocket expenses
  • Lifetime repair guarantee
  • A variety of terms are available
  • Repairs performed by certified technicians
  • Repairs completed in about the same time as an oil change
  • Eligible on both new and pre-owned vehicles
  • Transferable to next owner*

* A nominal transfer fee and some restrictions may apply

What damage cannot be repaired by Paintless Dent Repair?

Any type of collision damage
Hail damage**
Sharp creases
Surfaces where the paint has been damaged
Large dents (greater than 4” in diameter)
Dents and dings on the roof panel with vehicles that have a sunroof or moonroof

Vehicle Eligibility

Gas combustion, hybrid and
electric vehicles
Most makes and models, ask your
dealership representative for further details.
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

A bundle of services and protection for the unexpected

The Select Protection Plan provides worry-free ownership by covering the repair of unfortunate mishaps such as minor dents and dings, tire or wheel damage, and windshield chips. It can even pay to replace lost vehicle key fobs. It’s protection to help you maintain your vehicle’s value and keep it looking new.

Flexible benefit combinations are available so you can select the coverages that best suit your driving needs and budget. As an added bonus, every package comes with Emergency Roadside Assistance.

Your tailored plan could include the following vehicle protection options.

Tire & Wheel Protection

Provides tire and wheel repair (or replacement) due to damage caused by common road hazards.

Coverage includes:

Potholes
Debris
Nails
Metal
Glass
Wood

Coverage does not include:

Car accident
Collision with curb*
Theft or vandalism

*May be covered by Alloy Wheel Repair benefit

Alloy Wheel Repair

Keep your alloy wheels looking new.

Coverage includes:

Surface and cosmetic repair–for affected area or scratches 1/8” or greater

Coverage does not include:

Repair of dented, cracked or bent wheels*
Any wheel replacement regardless of the cause of damage*

*May be covered by Tire & Wheel Protection

Paintless Dent Repair

Covers dents and dings to your vehicle’s exterior.

Coverage includes:

Dents and dings to the vehicle’s exterior vertical and horizontal panels
Dents no larger than 4” in diameter

Coverage does not include:

Dents or dings with broken paint or larger than 4” in diameter
Environmental damage (e.g., rust, corrosion, hail or chemicals)
Unpainted surfaces (e.g., glass, chrome, non-metal surfaces)

Key Replacement

Helps offset the cost of your vehicle key fob replacement.

Coverage includes:

Replacement of key fob if lost, stolen, damaged or destroyed
Replacement of additional keys lost or damaged at same time as vehicle key
Alternative transportation reimbursement may also be covered

Coverage does not include:

Any expense greater than the per claim benefit amount stated in your Select Protection Plan document
More than one replacement of key fob or additional keys over any twelve-month period

Windshield Repair

Coverage for minor cracks and chips caused by road debris.

Coverage includes:

Cracks less than 6” long
Chips less than 1½” in diameter
Maximum benefit of $500 during term of plan–regardless of number of claims

Coverage does not include:

Stress cracks or breakage caused by weather changes or potholes
Cracks more than 6” long
Damage from collisions, hail/ weather hazards or vandalism

Emergency Roadside Assistance

24/7 Emergency roadside assistance coverage for services such as: towing, flat tire changes, gas and fluids delivery, battery services, and frozen lock and lockout services–up to specified limit per disablement.

Vehicle Eligibility

Gas combustion, hybrid and electric vehicles
Most makes and models, ask your dealership representative for further details.
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

A bundle of services and protection against unwelcome incidents

The Select Protection Plan provides worry-free ownership by covering there pair of unfortunate mishaps such as minor dents and dings, tire or wheel damage, and windshield chips. This protection helps you maintain your vehicle’s value and keep it looking new.

Flexible benefit combinations are available so you can select the coverages that best suit your driving needs and budget. As an added bonus, every package comes with Emergency Roadside Assistance.

Your tailored plan could include the following vehicle protection options.

Tire & Wheel Protection

Provides tire and wheel repair (or replacement) due to damage caused by common road hazards.

Coverage includes:

Potholes
Debris
Nails
Metal
Glass
Wood

Coverage does not include:

Car accident
Collision with curb*
Theft or vandalism

*May be covered by Alloy Wheel Repair benefit

Alloy Wheel Repair

Keep your alloy wheels looking new.

Coverage includes:

Surface and cosmetic repair–for affected area or scratches 1/8” or greater

Coverage does not include:

Repair of dented, cracked or bent wheels*
Any wheel replacement regardless of the cause of damage*

*May be covered by Tire & Wheel Protection

Paintless Dent Repair

Covers dents and dings to your vehicle’s exterior.

Coverage includes:

Dents and dings to the vehicle’s exterior vertical and horizontal panels
Dents no larger than 4” in diameter

Coverage does not include:

Dents or dings with broken paint or larger than 4” in diameter
Environmental damage (e.g., rust, corrosion, hail or chemicals)
Unpainted surfaces (e.g., glass, chrome, non-metal surfaces)

Windshield Repair

Coverage for minor cracks and chips caused by road debris.

Coverage includes:

Cracks less than 6” long
Chips less than 1½” in diameter
Maximum benefit of $500 during term of plan–regardless of number of claims

Coverage does not include:

Stress cracks or breakage caused by weather changes or potholes
Cracks more than 6” long
Damage from collisions, hail/weather hazards or vandalism

Windshield Repair

Coverage for minor cracks and chips caused by road debris.

Coverage includes:

Cracks less than 6” long
Chips less than 1½” in diameter
Maximum benefit of $500 during term of plan–regardless of number of claims

Coverage does not include:

Stress cracks or breakage caused by weather changes or potholes
Cracks more than 6” long
Damage from collisions, hail/ weather hazards or vandalism

Emergency Roadside Assistance

24/7 Emergency roadside assistance coverage for services such as: towing, flat tire changes, gas and fluids delivery, battery services, and frozen lock and lockout services–up to specified limit per disablement.

Vehicle Eligibility

Gas combustion, hybrid and electric vehicles
Most makes and models, ask your dealership representative for further details.
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

The perfect combination of coverage for your vehicle

Select Comp Plus provides you with added peace of mind for a more worry-free driving experience. It’s not only all-risk mechanical breakdown coverage for nearly every component of your vehicle, but it also takes care of those parts of your vehicle that most often need to be replaced but are typically excluded from manufacturer’s warranties, maintenance contracts, and vehicle service contracts.

Comprehensive Service Contract

The Comprehensive Plan covers nearly every component of your vehicle. Coverage includes, but is not limited to, the components listed below.

For a list of all exclusions, click here.

All parts of your vehicle are covered with these exceptions:

  • Alignment of body parts, bumpers and glass
  • Any parts or components that are not factory installed are not covered
  • Batteries – other than 12-volt and high voltage EV/Hybrid battery
  • Brake rotors and drums
  • Bright metal parts
  • Catalytic converter
  • Convertible and/or vinyl top
  • Exhaust system
  • Flexible body parts
  • Glass
  • Interior trim
  • Lenses
  • Manual clutch disc
  • Moldings
  • Paint
  • Physical damage
  • Repairs of water and air leaks, rattles, squeaks and wind noise
  • Rust
  • Sheet metal
  • Shock absorbers
  • Spark/glow plugs
  • Tires
  • Upholstery
  • Weather strips
  • Wheel covers
  • Wheels
  • Wiper blades

For a list of all exclusions, click here.

Exclusions

Our comprehensive vehicle service contract is an all-risk mechanical breakdown plan. All parts of your vehicle are eligible except those specifically excluded: Glass, lenses, sealed beams, light bulbs, wheels, wheel covers, tires, interior trim, moldings, bright metal parts, sheet metal, flexible body parts, weather strips, upholstery, convertible and/or vinyl top, paint, brake rotors and drums, wiper blades, coolant hoses, shock absorbers, batteries other than the high voltage EV battery, drive belts, brake pads, brake linings and shoes. Repairs of water and air leaks, rattles, squeaks and wind noise, alignment of body parts, bumpers, as well as glass, rust, and physical damage are not covered. Any parts or components that are not factory installed are not covered.

In addition, the normal maintenance services and parts required or recommended by your vehicle manufacturer and other normal maintenance services and parts, suspension alignment, wheel balancing and filters are not covered.

What’s the Plus?

Along with comprehensive mechanical breakdown coverage, the Select Comp Plus Plan can help you maintain your vehicle by covering parts oftentimes excluded from service contacts, warranties and maintenance contracts. This plan pays to replace brakes, battery, belts, hoses, lights, and more. Click on the car hot spots below for more details.

Brake Pads

Replacement of one set of front and rear brake pads/shoes

Belts & Hoses

Replacement of the engine belts and hoses, including vacuum pump belt, serpentine belt, power steering belt, alternator belt, supercharger belt, air pump belt, air conditioner belt, water pump belt, heater hose, bypass hose, throttle body hose, upper and lower radiator hoses, air conditioning hose, power steering pressure and return hose, air hose, washer hoses, vacuum hoses and fuel hoses

Windshield Wiper Blades

Replacement of one set of windshield wiper blades and/or inserts

Electrical

Unlimited coverage of fuses, interior and exterior light bulbs, including turn signal bulbs, engine compartment lights, running lights, fog lights, stop lights, backup lights, license plate lights, parking lights, trunk light, dome light, courtesy light, visor light, map light and glovebox light

Wheel Alignment

One wheel alignment

Battery

Replacement of one 12-volt battery, or the difference between the manufacturer’s pro-rated reimbursement and the total cost of the battery

Headlamps

Unlimited replacement of the headlamps*

*Impact damage not covered

What is not covered?

Normal maintenance services and parts required or recommended by your vehicle manufacturer and other normal maintenance services and parts, including engine tune up, suspension alignment, wheel balancing, and filters
Repair or replacement of a part due to a preexisting condition prior to your contract
Repairs covered by any other insurance policy, service contract, written warranty, or covered by a manufacturer’s or repairer’s guarantee
Repairs due to collision, impact, fire, theft, or vandalism
Repairs of water and air leaks, rattles, squeaks, and wind noise

Benefits included with every plan:

Engine

Gasoline engine: all internally lubricated parts, including: pistons, piston rings, wrist pins and bushings, connecting rods and rod bearings, crankshaft and main bearings, camshaft, cam chains, cam bearings and cam cover, timing chain, gears, tensioner and guide, variable valve timing parts, rocker arms, shafts and bushings, rocker arm pivots, adjustment screws, spring and tension controller, valves, valve seats, valve springs, valve spring retainers, valve guides, valve push rods, hydraulic valve lifters, oil pump, oil pump drive, shaft and gears. Seals and gaskets. Plus, these non-internally lubricated parts: water pump, fuel pump, valve covers, oil pan, dipstick and tube, timing belt, timing chain/belt cover, engine mounts, flywheel, ring gear, flex plate, harmonic balancer, belt tensioner and idler pulley(s), intake and exhaust manifolds. Factory installed supercharger/turbocharger. Cylinder head, engine block and rotor housings when damaged as a result of the failure of a covered internally lubricated part.

Diesel engine: all of the above parts, plus diesel fuel injection pump, fuel injectors, and fuel lines.

Additional hybrid parts: high voltage battery, electric drive motor, and battery management controller.

Average Cost of Engine Replacement:
$8,586††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Transfer Case

All internally lubricated parts contained within the transfer case. Plus these non-internally lubricated parts: electronic and vacuum engagement parts, four-wheel drive automatic/semi-automatic and manually operated hub assemblies. Seals and gaskets. Transfer case housing.

Average Cost of Transfer Case Repair:
$2,861††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Transmission

Automatic transmission: all internally lubricated parts, including: bands, pump, pump housing, carrier assembly, planetary gears, drums, reaction shaft and governor, internal linkage, valve body, servo assemblies, transmission cooler and cooler lines, pressure plate assembly, clutch release bearing, release bearing retainer, shift cable, linkage, transmission computer, shifter assembly/shift knob. Plus these non-internally lubricated parts: torque converter, transmission mount(s), oil pan, dipstick and filler tube, and vacuum modulator. Seals and gaskets. Transmission case. Fluids.

Manual transmission: all internally lubricated parts, including: main shaft, center shaft, all gears, input shaft, hub assemblies, synchronizers, shift rails, shift forks, internal linkage and bearings. Plus non-internally lubricated transmission mount(s). Seals and gaskets. Transmission case. Fluids.

Additional hybrid parts: power split device and all internal components, and reduction/reducer box.

Average Cost of Transmission Repair:
$6,410††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Drive Axle

All internally lubricated parts, including: bearings, gears, thrust washers and spacers, limited slip posi-traction rear and front axle assemblies. Plus the following parts: axle shafts, axle bearings, constant velocity joints and boots, universal joints, and center support bearing. Seals and gaskets.* Final drive housing.**

Average Cost of Axle Shaft Repair with CV Joints:
$1,030††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally and recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Steering

Steering box, rack and pinion assembly, power steering pump, pitman arm, idler arm, radius arm, tie rod adjusting sleeve, tie rods and center link, steering column shaft, shaft coupling and bearings, power steering pressure and return line(s), power cylinder valves and bearings, adjustable steering column/tilt wheel mechanism, and four-wheel steering system parts, power steering speed sensor, steering damper and steering hoses, electronic steering components, and steering column. Seals and gaskets.

Average Cost of Steering Rack Repair:
$2,680††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Suspension

Front and rear suspension: upper and lower control arm(s), upper and lower control arm shafts and bushings, double wishbone assembly, upper and lower ball joints, wheel bearings, steering knuckle, torsion bars and bushings, track bar and bushings, stabilizer bars and bushings, stabilizer links, spindle and spindle support, coil springs and leaf springs, electronic level control compressor, sensor and limiter valve, suspension control module, struts and strut mounts. Seals and gaskets.

Average Cost of Upper and Lower Control Arm(s) Repair:
$841††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Brakes

Master cylinder, vacuum assist booster, hydro-boost and accumulator, disc calipers, wheel cylinders, flexible hydraulic lines and fittings, compensating valve, load distribution valves, backing plates, self-adjusters, parking brake linkage and cables. ABS System - Electronic control unit, anti-lock computer module, wheel/speed sensor(s) and exciter(s), proportioning valve(s), high pressure hydraulic pump, electro-hydraulic proportioning control valves, and relay(s).

Additional hybrid parts: regenerative brake system and control module.

Average Cost of ABS Electronic Control Unit:
$1,421††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Heating & Air Conditioning

Compressor clutch, coil and pulley, dryer/accumulator, condenser, compressor, evaporator, expansion valve, orifice, temperature control programmer, blower motor, high-low cutoff switch(es), pressure cycling switch(es), and heater core. Seals and gaskets. A/C in-line filter.

Additional hybrid parts: electric air conditioner compressor and controller.

Average Cost of A/C Compressor Repair:
$1,613††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Electrical

Alternator, voltage regulator, starter motor, starter drive, starter solenoid or starter relay, wiper motor(s) (front and rear), factory-installed power sunroof motor, power window motor/regulator, power seat motor, power mirror motor, power door lock actuator, manually operated switches, convertible top motor, factory-installed clock, wiper motor relay, wiper delay controller, headlight motor, distributor, electronic ignition system, computerized timing control unit and sensors, electronic fuel injection components, rear window defogger switch and relay, rear window defogger grid, cruise control system, horn(s), factory-installed power antenna and power antenna relay, power point accessory outlet, wiring harnesses, fuel gauge and sending unit, analog gauges, electronic instrument cluster, factory-installed remote entry system (transmitters not included), factory-installed anti-theft system, electric fuel pump relay, windshield washer pump and motor, engine cooling fan relay/thermo-sensor, radio/audio, radio speakers, speed sensor, resistors, other relays, other modules, neutral safety switch and turn signal flasher/hazard flasher.

Additional hybrid parts: inverter/converter/transformer unit, electric air conditioner compressor, junction block, main battery cables, power button, three-phase high voltage cables, voltage inverter reservoir, and onboard charging system. EV sensors, relays and modules.

Average Cost of Alternator Repair:
$1,032††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Cooling

Radiator, engine cooling fan and motor, cooling fan clutch, cooling fan relay, coolant temperature sensor, thermostat, and EGR cooler.

Additional hybrid parts: coolant management control system, coolant pumps, coolant sensors, coolant fans, and coolant heaters.

Average Cost of Radiator Repair:
$992††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Interior & Exterior

Hood release cable, trunk release cable and actuator, hood, door and trunk hinges, trunk pull-down motor, door release handle, door lock linkages, door latch mechanism, door mirror, interior rear-view mirror assembly, window regulator, window sash/run channel, speedometer, interior light assemblies, exterior light assemblies, lumbar bag air pump, wiper transmission/wiper arm, and door and trunk lock cylinders.

Additional hybrid parts: battery monitor system and charging port release.

Average Cost of Trunk Pull-Down Motor/Actuator:
$438††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Emissions System

Fuel tank and fuel lines, fuel gauge level sensor, evaporative system canister, diesel emission fluid tank, pump and heater, purge control valve and solenoid, EGR valve, emission-related sensors and switches, and charcoal canister.

Average Cost of Evaporative System Canister:
$1,260††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Convenience & Tech Systems

Radio and navigation screen, heated and cooled seats, power antenna, remote entry and alarm system, cruise control system, collision avoidance system, sunroof and panoramic sliding roof components, vehicle camera system, defroster grid and heated mirrors, and Bluetooth® audio system.

Average Cost of Navigation System Repair:
$4,057††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Computer Control Systems

Fuel injection control components, ignition control system, body computer, wiring harnesses, engine and drivetrain control modules, variable valve timing sensors and actuators.

Average Cost of Engine and Drivetrain Control Modules:
$1,280††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for fifteen common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same fifteen vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

EV Drive Systems/Transmission/High-Voltage Battery

High-voltage battery, electric drive motor, transmission, transfer case, power electronics controller, inverter/converter/transformer unit, onboard charger, battery coolant pump, drive system coolant pump, junction block, main battery cables, three phase high-voltage cables, voltage inverter reservoir, EV sensors, relays and modules, and power button.

Average Cost of Electric Drive Motor Repair:
$7,921††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Computer Control Systems

Body computer, wiring harnesses, and drivetrain control modules.

Average Cost of Repair of Battery Module/Power Converter:
$2,659††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Drive Axle

All internally lubricated parts, including: bearings, gears, thrust washers and spacers, limited slip posi-traction rear and front axle assemblies. Plus the following parts: axle shafts, axle bearings, constant velocity joints and boots, universal joints, center support bearing, flex disc and propeller shaft. Seals and gaskets. Final drive housing. Fluids.

Average Cost of Axle Shaft Repair:
$1,059††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Suspension

Front and rear suspension: upper and lower control arm(s), upper and lower control arm shafts and bushings, double wishbone assembly, upper and lower ball joints, wheel bearings, steering knuckle, torsion bars and bushings, track bar and bushings, stabilizer bars and bushings, stabilizer links, spindle and spindle support, coil springs and leaf springs, electronic level control compressor, struts and strut mounts, suspension sensors and actuators, suspension control modules, air suspension bag, and hub assembly. Seals and gaskets.

Average Cost of Upper and Lower Control Arm(s) Repair:
$648††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Steering

Power steering pressure and return line(s), power cylinder valves and bearings, adjustable steering column/tilt wheel mechanism, rack and pinion assembly, power steering pump, pitman arm, idler arm, radius arm, tie rod adjusting sleeve, tie rods and center link, steering column shaft. Power steering speed sensor, steering damper and steering hoses, electronic steering components, and steering column. Seals and gaskets.

Average Cost of Steering Rack Repair:
$2,874††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Brakes

ABS System - Electronic control unit, anti-lock computer module, wheel/speed sensor(s) and exciter(s), proportioning valve(s), high pressure hydraulic pump, electro-hydraulic proportioning control valves, relay(s), master cylinder, disc calipers, wheel cylinders, flexible hydraulic lines and fittings, parking brake linkage and cables, traction control system, regenerative brake system, and control module. Seals and gaskets.

Average Cost of Disc Brake Calipers Repair:
$717††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Heating & Air Conditioning

Electric air conditioner compressor and controller, temperature control programmer, blower motor, heater core, air conditioner in-line filter, compressor clutch, coil and pulley, dryer/accumulator, condenser, compressor, evaporator, expansion valve, and orifice. Air conditioner lines, switches, air conditioner relay, temperature controls, water control valve, ducts and outlets and vent motor/duct motor. Seals and gaskets.

Average Cost of A/C Compressor Repair:
$1,999††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Electrical

Charging cable, charging port, battery sensors, manually operated switches, convertible top motor, factory installed clock, wiper motor relay, wiper delay controller, headlight motor, rear window defogger switch and relay, rear window defogger grid, adaptive cruise control system, horn(s), factory-installed power antenna and power antenna relay, power-point accessory outlet, wiring harnesses, analog gauges, electronic instrument cluster, factory-installed remote entry system (transmitters not included), factory-installed anti-theft system, alternator, voltage regulator, wiper motor(s) (front and rear), factory-installed power sunroof motor, power window motor/regulator, power seat motor, power mirror motor, power door lock actuator, windshield washer pump and motor, cooling fan relay/thermo-sensor, radio/audio, radio speakers, speed sensor, resistors, other relays, other modules, and turn signal flasher/hazard flasher.

Average Cost of Adaptive Cruise Control System:
$2,060††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Cooling Systems

Radiator, cooling fan and motor, cooling fan relay, coolant temperature sensor, coolant management control system, coolant pumps, coolant sensors, coolant fans, and coolant heaters.

Average Cost of Radiator Cooling System Repair:
$999††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Interior & Exterior

Battery monitor system, charging port release, hood release cable, trunk release cable and actuator, hood, door and trunk hinges, trunk pull-down motor, door release handle, door lock linkages, door latch mechanism, door mirror, interior rear-view mirror assembly, window regulator, window sash/run channel, speedometer, interior light assemblies, exterior light assemblies, lumbar bag air pump and wiper transmission/wiper arm, and door and trunk lock cylinders.

Average Cost of Trunk Pull-Down Motor/Actuator Repair:
$430††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Convenience & Tech Systems

Radio and navigation screen, heated and cooled seats, power antenna, remote entry and alarm system, cruise control system, collision avoidance system, sunroof and panoramic sliding roof components, vehicle camera system, defroster grid and heated mirrors, and Bluetooth® audio system.

Average Cost of Navigation System Repair:
$4,056††
With Select Comp Plus coverage:
$0†

† A small deductible may apply.

†† The repair parts prices set out above are average part prices for six common passenger vehicles on the road today. The labor charges are an average of associated repair rates and times for the repairs on the same six vehicle models obtained from nationally recognized labor and repair time manuals, plus a 10% inflationary adjustment.

Emergency Roadside Assistance

24/7 Emergency Roadside Assistance coverage for services such as: towing, flat tire changes, gas and fluids delivery, battery services, and frozen lock and lockout services–up to specified limit per disablement.

Rental Reimbursement
In conjunction with covered repairs–up to a specified daily limit.
Trip Interruption
Food and lodging for up to three days–up to specified limit–if breakdown occurs more than 100 miles from home.

Vehicle Eligibility

Gas combustion, hybrid and electric vehicles
Most makes and models, ask your dealership representative for further details.
This plan is ideal for leased vehicles
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Reduce the hassle and expense of lost keys

Your key fob is embedded with sophisticated technology and should it be lost or damaged, a replacement could be very costly–and even leave you stranded. A Key Replacement Plan provides you peace of mind by covering the replacement of your key fob. Plus, every plan also includes Emergency Roadside Assistance and alternative transportation (when eligible).

How does Key Replacement work?

If within 50 miles, return to the dealership where your vehicle was purchased to have your vehicle key or fob replaced.
If you cannot return to the dealership, file your claim by calling the Claims number provided in your Plan document.
Get a copy of the paid invoice.
Mail the paid invoice and copy of the plan registration page within 30 days to the address provided in your Plan document.

What are the benefits of Key Replacement?

If your vehicle key or fob is lost, stolen, or damaged, you are eligible for:

  • One replacement covered vehicle key/fob per year (up to a specified amount)
  • Alternate transportation coverage if the key or fob cannot be replaced on the same day (up to a specified amount)
  • Custom trip routing service

Maximum of one (1) replacement occurrence per any given twelve-month period.

Emergency Roadside Assistance

24/7 Emergency roadside assistance coverage for services such as: towing, flat tire changes, gas and fluids delivery, battery services, and frozen lock and lockout services–up to specified limit per disablement.

What is covered with Key Replacement?

Covered Vehicle Key/Fob

What is not covered with Key Replacement?

Any replacement made without prior authorization from the Plan provider
Any key/fob that can be repaired, including one requiring battery replacement to function
Replacement occurring outside the United States or Canada

Vehicle Eligibility

Gas combustion, hybrid and electric vehicles
Most makes and models, ask your dealership representative for further details.
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Keep your vehicle performing at its best

Regular preventative maintenance keeps your vehicle in top running condition and can save you money by helping avoid major repairs down the road. Your vehicle needs routine maintenance such as oil changes, tire rotations, and general vehicle inspections. A Prepaid Maintenance Plan can provide valuable benefits for these services.

What is a Prepaid Maintenance Plan?

A Prepaid Maintenance Plan helps protect you against the rising costs of recurring expenses necessary to keep your vehicle on the road. The plan covers routine maintenance as recommended by the manufacturer of your vehicle, such as:

Changing engine oil and replacing oil filter
Inflating tires
Lubricating chassis
Rotating tires
Checking and adding brake, differential, power steering and windshield wiper fluids
Inspecting air filter, battery, brake lights, CV joint boots, emergency brake, headlights, horn, hoses, tail lights, turn signals and wiper blades

Benefits of a Prepaid Maintenance Plan

  • Enjoy carefree vehicle ownership knowing routine maintenance is covered for term of contrac
  • Choose from a variety of terms tailored to your driving needs
  • Pay for future maintenance at today’s price

How does a Prepaid Maintenance Plan work?

It’s easy. Just follow these two simple steps:

Schedule
Dents and dings to the vehicle’s exterior vertical and horizontal panels
Sign
the invoice/repair order after services are complete.

Vehicle Eligibility

Gas combustion and hybrid vehicles only
Most makes and models, ask your dealership representative for further details.
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

A little extra care for your vehicle

Proper vehicle maintenance and upkeep often require more than oil changes and tire rotations. Brakes must be replaced, batteries drain, and belts and hoses wear out. The Select Care Plan provides coverage for the parts that most often need to be replaced but that are typically excluded from manufacturer’s warranties, maintenance plans, and vehicle service contracts.

How does Select Care work?

Return to the selling dealership.
Authorize diagnostic charges.*
Make sure you or the repair facility obtains repair authorization from the Plan provider.
If repairs must be done in an emergency, call the Plan provider for the authorization the next business day.

* You will be responsible for diagnostic charges associated with repairs that are not covered.

What is covered by Select Care?

Batteries
Replacement of one battery, or the difference between the manufacturer’s pro-rated reimbursement and the total cost of the battery.
Belts and Hoses
Replacement of the engine belts and hoses, including vacuum pump belt, serpentine belt, power steering belt, alternator belt, supercharger belt, air pump belt, air conditioner belt, water pump belt, heater hose, bypass hose, throttle body hose, upper and lower radiator hoses, air conditioning hose, power steering pressure and return hose, air hose, washer hoses, vacuum hoses and fuel hoses.
Brake Pads
Replacement of one set of front and rear brake pads/shoes.
Electrical
Unlimited coverage of fuses, interior and exterior light bulbs, including turn signal bulbs, engine compartment lights, running lights, fog lights, stop lights, backup lights, license plate lights, parking lights, trunk light, dome light, courtesy lights, visor light, map light and glovebox light.
Headlamps
Unlimited replacement of the headlamps.*
Wheel Alignment
Replacement of one set of front and rear brake pads/shoes.
Windshield Wiper Blades
Replacement of one set of windshield wiper blades and/or inserts.

* Impact damage not covered

What is not covered by Select Care?

Repair or replacement of a part due to a pre-existing condition prior to your contract
Repairs due to collision, impact, fire, theft, or vandalism
Repairs covered by any other insurance policy, service contract, written warranty, or covered by a manufacturer’s or repairer’s guarantee
Repairs of water and air leaks, rattles, squeaks, and wind noise
Normal maintenance services and parts such as engine tune up and wheel balancing

Benefits included with every plan:

Emergency Roadside Assistance

24/7 Emergency roadside assistance coverage for services such as: towing, flat tire changes, gas and fluids delivery, battery services, and frozen lock and lockout services–up to specified limit per disablement.

Rental Reimbursement
In conjunction with covered repairs–up to a specified daily limit.
Trip Interruption
Trip interruption coverage for food and lodging for up to three days–up to specified limit–if breakdown occurs more than 100 miles from home.

Vehicle Eligibility

Gas combustion and hybrid vehicles only
Most makes and models, ask your dealership representative for further details.
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Keep thieves from targeting your vehicle

Auto theft continues to increase. In fact, every 36 seconds another vehicle is stolen in the United States.1 With Universal Security Guard®, you can minimize your risk of becoming the next victim. Visible labels warn thieves that your vehicle is protected with an anti-theft system decreasing the likelihood your vehicle will be targeted. Should your vehicle still be stolen and not recovered, this coverage provides a monetary reimbursement of up to $5,000.

1
Front Fenders
4
Rear Doors
2
Front Doors
5
Trunk Lid
3
Hood
6
Warning Labels
Image of car with call outs to Front Fenders, Front Doors, Hood, Rear Doors, Trunk Lid, Warning Labels.

How does Universal Security Guard® Work?

Purchase the Universal Security Guard® System the same day your vehicle is purchased.
Technicians at the dealership will apply visible warning labels and uniquely numbered retro-reflective labels to six hidden panels on your vehicle, such as the underside of the hood and trunk lids and next to the locking mechanism on each door. These labels penetrate the paint finish to provide a permanent ID.
If a label is removed, an imprint is left behind and can only be seen under ultraviolet light.
If your vehicle is stolen, report it to local police within 24 hours and follow all instructions outlined in the Claims Procedure section of your warranty contract to file a claim.

What are the benefits of Universal Security Guard®?

If your vehicle is stolen, despite having the theft deterrent system in place, you are eligible for reimbursement* of theft-related expenses as long as the warranty requirements are met.**

These expenses include:

  • Insurance policy deductible
  • Immediate transportation (i.e., rental charges)
  • Registration fees for a replacement vehicle
  • Mechanical inspection fees

* The maximum available benefit amount is stated in the contract, but the maximum payable benefit will not exceed the actual cash value of the vehicle on the date of loss.

** Be sure to keep a copy of your vehicle theft settlement payment by your insurance carrier, a copy of your primary insurance company’s proof of loss, a copy of the theft report/police report, and a copy of your Universal Security Guard® warranty contract.

What is not covered with Universal Security Guard®?

There are some situations when Universal Security Guard® does not provide coverage. These include, but are not limited to:

Theft not reported to local police within 24 hours of discovery of the theft
Vehicle stolen by a person with access to vehicle keys or a person who is named as insured on the primary insurance for the covered vehicle
Theft not reported to contract provider as required in the Claims Procedure section
Theft that occurred outside the United States

Vehicle Eligibility

Gas combustion, hybrid and electric vehicles
Most makes and models, ask your dealership representative for further details.
Lease Wear & Use Thumbnail Image
{{getCurrentSectionObj.titleSection}}

Avoid lease-end charges that could break your budget

When leasing a vehicle, you can be held accountable for its condition at the end of your lease. This includes the vehicle’s interior and exterior. While auto insurance may cover specific damage, regular wear and tear or other damage to the vehicle is your responsibility. Lease Wear & Use coverage can help alleviate some of the uncertainty that comes with your lease return. You can enjoy a more carefree driving experience with less worry about unexpected expenses.

Benefits of Lease Wear & Use

  • No deductible
  • Up to $5,000 of charges related to lease wear and use may be covered at lease-end
  • Plan cost can be included in your monthly lease payments

What lease-end charges may be covered?

Tire damage
Exterior dents or scratches
Paint cracks or chips
Missing interior or exterior parts
Interior stains, rip or burns to the leather/upholstery
Cracked, chipped or broken windshield or windows

How does Lease Wear & Use work?

At the end of your lease term, your vehicle must be inspected by a third-party inspection company, not the dealership. The resulting inspection report determines the amount of wear and use on your vehicle. If you have Lease Wear & Use coverage, the plan administrator will issue payment directly to the lessor on your behalf for all covered wear and use. Any amount not covered by this plan would be your responsibility.

Examples of charges not covered

Damage where estimated cost of an individual element of repair or continuous damage across multiple elements exceeds $1,000
Damage that would be covered by an insurance policy, service agreement, warranty, or manufacturer’s or repairer’s guarantee
Cost to remove, signs, lettering, bumper stickers, window tinting, and other adhesive items including any subsequent repairs required by their removal
Damage due to theft, vandalism, war, or acts of nature
Failure to fulfill your lease obligation
Excess mileage

Vehicle Eligibility

Gas combustion, hybrid and
electric vehicles
Most makes and models, ask your
dealership representative for further details.

This is intended as a general description of products and services available to qualified customers through the individual companies of Zurich in North America. Certain restrictions may apply. All products may not be available in all states. Please consult with your sales professional for details.

Universal Underwriters Service Corporation (UUSC), an individual member company of Zurich in North American, is the issuing provider and administrator of Zurich’s vehicle service contracts in all states except Florida. In California and New York, UUSC operates under its DBA, UUSC Service Company (CA License #0C17302). In Florida, the issuing provider and administrator is Vehicle Dealer Solutions (FL License #60132)

©{{copyrightYear}} Zurich American Insurance Company. All Rights Reserved.

{{getCurrentSectionObj.titleSection}}

 
 
 
Please wait...